Financing

Financing Made Easy at Ray Catena’s NY BMW Showroom

Once you have selected the new or preowned BMW you want, it’s time to begin the financing process. Ray Catena BMW of Westchester makes the entire experience hassle-free and positive—leaving you free to enjoy your new car or SUV.

Our NY BMW dealer offers fantastic deals and flexible financing packages to help make getting into a new or certified preowned BMW easy. Just select the plan you want and your sales consultant will handle the details.

Finance or Lease at Ray Catena’s BMW New York Showroom

The choice to finance or lease a vehicle at our BMW dealer in NY is entirely up to you, but you may want to know the advantages of each. If you buy your BMW, you own the vehicle outright and you can sell or trade-in the car when all of the payments are made. If you regularly commute on local highways like the NY Thruway or I-95, you won’t be penalized for traveling over a certain number of miles as you may with a lease. Additionally, you can customize your BMW with a variety of accessories to suit your lifestyle.

On the other hand, leasing can be a smart option if you want lower monthly payments. With this scenario, you purchase the rights to use a BMW for a period of time, so payments can be lower than if you had purchased the vehicle. Most leases last two to three years, so you’ll get comprehensive warranty protection, too. At the end of your term, you merely pay off any remaining fees for excess mileage or wear and tear, and then choose a new BMW. Your sales consultant can help you determine if leasing or buying will be better for your budget and your lifestyle.

Explore Financing at Our NY BMW Dealership

Ray Catena BMW of Westchester offers many tools to help you learn about financing a new or preowned BMW. You can apply for financing on our website, get the value of your trade-in, learn about special financing promotions, and more.

Apply for Financing: Apply for financing directly over the Internet using this simple, secure online form.
Finance Calculator: Use the finance calculator to see how affordable it is to get into a BMW.
Trade-Ins: Get the value of your trade-in and see if it can help pay for your new BMW.
Special Offers: Find out about special financing deals from our BMW dealer in NY.

Regardless of which financing or leasing plan is best, you will always get exceptional service at Ray Catena’s NY BMW dealership. To contact us, click here or call 914-761-5555.